A quiet money app for people who'd rather own their data than sync it.

A ledger that lives on your phone. Not in someone else's cloud.

Tabulala is a one-time-price app for tracking expenses, planning the month, watching what's recurring, and seeing your net worth, all on this device. No accounts. No bank sync. No subscription.

Free during beta. $19 one-time when it ships. No card to join.

The problem

Money apps ask you to trade privacy for convenience. Tabulala doesn't.

The good ones sync your bank, and your transaction history goes wherever the sync goes. The free ones run on ads, and you are the product. The DIY answer is a spreadsheet, which works until the day you forget what column G means.

Tabulala is the fourth option. Manual, calm, private by architecture, and yours.

What it is

One app. One price. Everything in.

Not a free tier with paywalled pages. One complete personal finance tool, bought once.

Daily expense tracking Amount-first, under 8 seconds to add a transaction.
The month Plan the month before you live it, then compare it with what actually happened.
Recurring items Confirm or skip each one. Nothing posts silently in the background.
Net worth Manually updated balances, saved as snapshots. No Plaid, no broker links.
Export CSV plus raw SQLite. The file is yours.
01 $12.40

Amount first, because that is the part you already know.

02 Lunch

Add the note and category from the same screen.

03 Saved

One tap, back to the ledger. No bank connection detour.

Not included, on purpose

  • Bank sync, account aggregation, or Plaid.
  • Cloud sync, logins, telemetry, or crash reports.
  • Subscriptions, tiers, or features behind a wall.
  • Streaks, badges, leaderboards, or scores.

What it looks like

Designed to feel like a private notebook, not a dashboard.

Rows are the hero. No charts you didn't ask for.

Today

$1,842.30

Left for the month. Updated only when you write something down.

Airplane-mode usable
GroceriesHousehold · May 24 − $62.00
RentRecurring · confirm or skip Due
Brokerage balanceSnapshot · manually updated + $400.00

No "you spent more than last month" pop-ups. Just your record, the way you'd keep it in a good notebook, if a notebook could also do math.

Three pillars

Three things we care about more than features.

Local-first, really.

Zero network calls in normal use. Install it, switch on airplane mode, use it forever. The only path out is when you tap Export and hand a file to your share sheet.

One-time price.

$19 once. Everything in. You're not renting a tool that gets worse if you stop paying.

Reversible by design.

Categories archive instead of deleting. Balance edits append a new snapshot instead of overwriting history. Reset wipes everything atomically after typed confirmation.

Proof

This isn't a concept. It's the maker's daily money tool.

Daily use before v1

Tabulala v1 ships only after 30 consecutive days of the maker using it as their primary money tool.

Architecture, not policy, makes the promise enforceable.

Airplane-mode install, network logs, reset-and-check. The promise is verifiable because there is nowhere to send your data.

Export everything

CSV plus raw SQLite. Open it in a spreadsheet, inspect it in a DB tool, or keep it as your own archive.

Objections

A few things you're probably thinking.

Manual entry sounds exhausting.

Add Transaction is amount-first and fits on one screen. Most entries take under 8 seconds. Recurring items confirm or skip in one tap. On most days, you add nothing.

What happens when I get a new phone?

Export CSV plus raw SQLite. Both are yours, openable in a spreadsheet or DB tool. v1 ships export-only; restore-from-export comes in a fast-follow.

You charge once. What if you stop maintaining it?

Your data is yours regardless: plain SQLite, standard CSV, no proprietary format, no cloud lock-in.

Why no subscription?

Because a monthly bill pushes the product toward retention tricks. Tabulala is a tool you buy once and keep.

Pricing

One price. Once. Everything in.

$19 one-time at launch. No subscription. No tiers.

Free during the TestFlight beta.

$19

  • Net worth: included.
  • The month: included.
  • Recurring: included.
  • Exports: included.
  • Future updates: included.